Does Hand & Seal take a cut of my payments?

No. Hand & Seal never takes a percentage of what your clients pay you, and your money never passes through us.

• Card payments go into a Stripe account that is yours. Whether a client pays from an invoice's link or you take the card at the table, it's charged on your own Stripe account: from your client to your Stripe balance, and on to your bank. You sign in at stripe.com for payouts, refunds and disputes, and you can disconnect Hand & Seal from there at any time.
• Stripe's fees are Stripe's. Stripe charges its card and bank-transfer fees to you directly. Each card payment's fee goes into your books as an expense, so your income shows what the client actually paid.
• Payouts reach your bank on Stripe's schedule, once Stripe has checked your bank account.
• Cash, checks and Zelle are between you and your client: you record them, and nothing is charged.

The only thing Hand & Seal charges is your plan — see Settings → Billing for what it costs.